- The exam has 154 questions (140 scored, 14 pretest) in 150 minutes; you need 70% to pass.
- Domain 4, Types of Policies, Bonds, and Related Terms, is the single largest section at 16.4%.
- Kansas has no prelicensing education requirement, but you still need tax clearance, fingerprinting, and a background waiver.
- The fee is $64, and a failed attempt requires a seven-day wait before retesting.
Quick Facts Snapshot
Before you dive into content review, lock in the mechanics of the Kansas Property & Casualty Insurance Producer Exam (KS-PC). This is the combined Property & Casualty and Allied Lines exam administered for the Kansas Department of Insurance by Pearson VUE, and every number below matters for how you plan your prep timeline and test-day pacing.
| Item | Detail |
|---|---|
| Exam name | Kansas Property & Casualty Insurance Producer Exam (combined P&C and Allied Lines) |
| Administered by | Pearson VUE, on behalf of the Kansas Department of Insurance |
| Total questions | 154 (140 scored + 14 unscored pretest items) |
| Time allowed | 150 minutes |
| Passing score | 70% |
| Exam fee | $64 |
| Score validity | 2 years |
| Retake wait period | 7 calendar days |
| Prelicensing education | Not required in Kansas |
| Current handbook | Dated July 2026; content outline effective March 1, 2025 |
For a deeper dive into any of these figures, the KS-PC Certification Cost breakdown and the KS-PC Passing Score guide go beyond this cheat sheet.
Exam Format at a Glance
The KS-PC exam is closed-book and fully computer-based. All 154 questions are multiple choice, and you won't know which 14 are pretest items - treat every question as if it counts. With 150 minutes for 154 questions, you have roughly 58 seconds per question, which is generous if you know the material but punishing if you're translating unfamiliar policy jargon in real time.
Testing happens either at a Pearson VUE test center or via OnVUE remote proctoring, giving Kansas candidates flexibility on where they sit for the exam. The one exception: Spanish-language combination exams are only offered at physical test centers, not through OnVUE. If English isn't your first language and you're planning to test in Spanish, build in extra lead time to book a center appointment through the KS-PC exam scheduling guide.
All 10 Domains Ranked by Weight
The KS-PC content outline splits into ten domains. Some names repeat across sections because Kansas tests general insurance concepts alongside Kansas-specific statutes, so don't assume a repeated title means duplicate content - read each domain's scope carefully. Ranked from heaviest to lightest weight:
Domain 4: Types of Policies, Bonds, and Related Terms - 16.4%
The single largest domain on the exam. Expect deep coverage of policy structures, endorsements, bonds, and the terminology that ties coverage forms together.
- Know the difference between named-peril and open-peril policy structures.
- Understand how bonds function differently from standard insurance policies.
Domain 1: Types of Policies - 15.7%
A companion domain to Domain 4, focused specifically on policy types themselves rather than bonds and broader related terms.
- Distinguish auto, homeowners, commercial property, and liability policy categories.
Domain 7: Kansas Statutes and Regulations Common to Life, Health, Property, and Casualty Insurance - 13.6%
This is the largest of the Kansas-specific statute domains and covers rules that apply across all license lines, not just P&C.
- Focus on producer licensing rules, unfair trade practices, and general conduct standards.
Domains 2 & 5: Insurance Terms and Related Concepts - 10.7% each
Together these two domains make up 21.4% of the exam, testing foundational vocabulary and concepts that show up embedded in scenario-based questions elsewhere.
- Master risk, indemnity, insurable interest, and underwriting terminology cold - it recurs everywhere.
Domain 3: Policy Provisions and Contract Law - 9.3%
Covers the legal backbone of an insurance contract: how policies are formed, interpreted, and enforced.
- Review conditions, warranties, and standard contract elements.
Domain 6: Policy Provisions - 8.6%
A tighter companion domain to Domain 3, focused on specific provisions found within P&C policy language.
Domains 8, 9 & 10: Kansas Statutes for P&C, Property, and Casualty Only - 5.0% each
Three separate 5% domains that isolate statutes unique to property-only and casualty-only lines, plus rules specific to P&C generally.
- Don't skip these because each is small - combined, they total 15% of the exam.
For a section-by-section breakdown with study priorities for each, see the KS-PC Exam Domains Guide.
Registration, Fees, and Retake Rules
Registration for the KS-PC exam runs through Pearson VUE. The $64 fee covers a single seating of the combined 154-question exam. If you don't pass, Kansas imposes a mandatory seven-calendar-day wait before you're eligible to retest - plan your study reset around that window rather than trying to squeeze in a same-week retake.
Key Takeaway
Because scores remain valid for two years, there's no urgent rush to complete every downstream licensing step the same week you pass - but don't let momentum stall either, since the rest of your application still needs to be finalized.
The current handbook is dated July 2026, with the content outline effective March 1, 2025. Always confirm you're studying against the current outline version before your test date; outline updates can shift domain weights or scope even when the overall structure looks familiar. A full walkthrough of fee logic and what's included lives in the KS-PC Certification Cost breakdown.
Kansas Eligibility Checklist
One thing that surprises candidates coming from other states: Kansas has no prelicensing education requirement for the P&C producer exam. You can register and sit for the exam without completing a mandated course. That said, "no prelicensing requirement" doesn't mean "no requirements" - the licensing application itself has several non-negotiable pieces.
- Tax clearance: Resident applicants must complete a Kansas tax clearance as part of the application process.
- Fingerprinting: A fingerprint-based background check is required before licensure is finalized.
- Background waiver: Applicants must complete a background waiver authorizing the state's review.
- License application: The formal producer license application, submitted after passing the exam.
For the complete step-by-step eligibility path, review the KS-PC Requirements guide.
Test Day Logistics
You have two ways to sit for the KS-PC exam: an in-person Pearson VUE test center, or OnVUE online proctoring from a location that meets remote-testing requirements. Both formats deliver the same 154-question, 150-minute exam.
The one carve-out to remember: if you're testing in Spanish, the combination exam is only available at a physical Pearson VUE test center - OnVUE is not an option for that language version. English-language candidates have the flexibility to choose either format based on convenience.
Because the exam is closed-book, there are no reference materials, calculators, or scratch paper brought from home - any permitted materials are provided at the testing location itself, whether that's a physical center or the OnVUE virtual environment. Review the exact check-in and ID requirements ahead of time so test day isn't where you lose points to avoidable friction.
License Renewal and CE Requirements
Passing the exam and getting licensed isn't the finish line - Kansas producer licenses renew on a biennial cycle. Each renewal period requires 18 continuing education hours, and 3 of those hours must specifically cover ethics. Build this into your long-term planning now, even while you're still studying for the initial exam, so renewal doesn't catch you off guard two years from now.
Key Takeaway
Mark your renewal window as soon as you're licensed. Missing the 18-hour CE requirement, including the 3 mandatory ethics hours, can jeopardize your ability to keep writing business.
Final-Week Review Plan
With ten domains and uneven weights, your last week before the exam should be allocated proportionally rather than evenly. Heavier domains earn more review time; lighter statute domains still need dedicated passes because they're easy to under-prepare for.
Heaviest Weight First
- Drill Domain 4 (Types of Policies, Bonds, and Related Terms, 16.4%) and Domain 1 (Types of Policies, 15.7%) - together nearly a third of the exam.
Terminology and Statutes
- Review Domains 2 and 5 (Insurance Terms and Related Concepts) and Domain 7 (Kansas Statutes Common to Life, Health, Property, and Casualty).
Contract Provisions and Small Statute Domains
- Cover Domains 3 and 6 (Policy Provisions and Contract Law) plus Domains 8, 9, and 10, the three 5% Kansas statute domains.
Full Timed Practice
- Simulate the 154-question, 150-minute format under real conditions using timed practice questions at the KS-PC practice test site.
For a fuller multi-week study plan rather than just the final week, see the KS-PC Study Guide.
Terms and Concepts to Memorize Cold
Because Domains 2 and 5 (Insurance Terms and Related Concepts) together account for 21.4% of the exam, and terminology bleeds into nearly every scenario question across other domains, treat vocabulary mastery as a foundation, not a checkbox.
- Insurable interest and how it differs across property and casualty contexts
- Indemnity versus valued policy concepts
- Named-peril versus open-peril (all-risk) coverage structures
- Conditions, warranties, and exclusions within Domains 3 and 6's policy provisions material
- Bond terminology as distinct from standard insurance policy language (Domain 4)
- The scope differences between Domains 8, 9, and 10 - general P&C statutes versus property-only versus casualty-only rules
If you're weighing whether this credential is worth the study investment relative to career payoff, the ROI analysis and salary guide cover that angle in depth. And if you want to gauge realistic difficulty before committing your prep hours, the difficulty guide and pass rate breakdown are useful companion reads.
Frequently Asked Questions
The exam has 154 multiple-choice questions - 140 scored and 14 unscored pretest items - administered over 150 minutes.
You need a 70% passing score. Since 14 of the 154 questions are unscored pretest items, focus on answering every question well rather than trying to guess which ones count.
No. Kansas has no prelicensing education requirement for this exam, though you'll still need tax clearance, fingerprinting, a background waiver, and the license application to become licensed.
Passing scores remain valid for two years, giving you a window to complete the remaining licensing steps.
Kansas requires a seven-calendar-day waiting period before you can schedule a retake, so plan your review reset around that window rather than expecting to test again the next day.
Keep this cheat sheet handy as a quick reference, but pair it with focused practice questions at the KS-PC practice test platform to turn these facts into exam-day recall.