- Exam Blueprint Overview
- Why Domain Weighting Matters
- Domains 1-3: Property Insurance Foundations
- Domains 4-6: Casualty Insurance Foundations
- Domains 7-10: Kansas Statutes and Regulations
- Domain Weight Comparison Table
- Building a Domain-Based Study Schedule
- Registration and Test-Day Mechanics
- Frequently Asked Questions
- The KS-PC exam has 10 domains split between property, casualty, and Kansas-specific statute content.
- Domain 4, Types of Policies, Bonds, and Related Terms, is the largest area at 16.4% of the exam.
- The four statute domains (7-10) together make up nearly 29% of the 140 scored questions.
- You need 70% correct on 140 scored questions (out of 154 total) within 150 minutes to pass.
Exam Blueprint Overview
The Kansas Property & Casualty Insurance Producer Exam is a single combined test administered on behalf of the Kansas Department of Insurance through Pearson VUE. Candidates sit for 154 multiple-choice questions in 150 minutes, though only 140 of those questions are scored - the remaining 14 are unscored pretest items used to evaluate future exam content. A passing score is 70%, and the exam costs $64. Because Kansas has no prelicensing education requirement, the official exam outline effectively functions as your entire curriculum, which is exactly why understanding each domain in depth matters more here than in states with mandatory coursework.
The current outline is effective March 1, 2025, and the handbook governing test administration is dated July 2026. If you want a broader walkthrough of how to approach the exam as a whole, our KS-PC Study Guide 2026 pairs well with this domain-focused breakdown.
Why Domain Weighting Matters
Every domain on the KS-PC outline carries a specific percentage of the scored questions. That weighting isn't decorative - it tells you exactly where to invest study hours. A domain worth 16.4% of the exam deserves far more repetition than one worth 5%, even though both are technically "one section" in the outline. Ignoring this and studying every domain equally is one of the most common reasons candidates run out of prep time before test day.
If you're trying to gauge how challenging this weighting makes the exam overall, see How Hard Is the KS-PC Exam? Complete Difficulty Guide 2026 for a fuller discussion of exam difficulty and how the domains interact with the 70% passing threshold covered in KS-PC Passing Score 2026.
Domains 1-3: Property Insurance Foundations
The first three domains build the property insurance base of the exam. Together they represent a substantial share of the scored questions and establish the vocabulary and contract logic that later domains build on.
Domain 1: Types of Policies (15.7%)
This domain tests your ability to identify and distinguish among the standard property policy forms a Kansas producer will encounter, including how coverage differs across dwelling, homeowners, and commercial property structures.
- Recognizing named-peril versus open-peril policy structures
- Matching policy types to appropriate risk exposures
- Distinguishing endorsements from base policy forms
Domain 2: Insurance Terms and Related Concepts (10.7%)
Expect vocabulary-heavy questions here - definitions of insurable interest, indemnity, subrogation, and similar core terms as they apply specifically to property risk.
- Insurable interest and its role in valid claims
- Actual cash value versus replacement cost calculations
- Coinsurance clauses and how they affect claim payouts
Domain 3: Policy Provisions and Contract Law (9.3%)
This domain moves from vocabulary into the legal mechanics of a property contract - conditions, warranties, and the elements that make an insurance contract enforceable.
- Standard policy conditions and exclusions
- Elements of a legally binding insurance contract
- Concealment, misrepresentation, and warranty distinctions
Domains 4-6: Casualty Insurance Foundations
Domains 4 through 6 mirror the structure of domains 1 through 3 but shift the lens to casualty lines and bonds. Notice that the domain names repeat - this is intentional, since the outline tests the same conceptual categories separately for property and for casualty content.
Domain 4: Types of Policies, Bonds, and Related Terms (16.4%)
This is the single largest domain on the entire exam. It covers casualty policy forms - liability, auto, workers compensation exposures, and surety and fidelity bonds - along with the terminology unique to each.
- Personal versus commercial liability policy structures
- Bond terminology: principal, obligee, and surety
- Distinguishing casualty coverage triggers from property triggers
Domain 5: Insurance Terms and Related Concepts (10.7%)
Casualty-specific vocabulary appears here, including liability concepts like negligence, duty of care, and the different bases on which liability claims are triggered.
- Negligence, liability, and duty of care definitions
- Occurrence versus claims-made trigger language
- Limits of liability and how they apply across claims
Domain 6: Policy Provisions (8.6%)
This domain closes the casualty section with contract provisions specific to liability and casualty forms, including exclusions unique to those coverages.
- Standard casualty policy conditions and exclusions
- Supplementary payments and defense cost provisions
- Cancellation and nonrenewal provisions in casualty contracts
Key Takeaway
Because Domains 1-3 and 4-6 test parallel concepts across property and casualty lines, studying them side by side - rather than sequentially - helps you spot the contrasts examiners like to test, such as how coinsurance applies to property but not casualty policy provisions.
Domains 7-10: Kansas Statutes and Regulations
The final four domains shift entirely to Kansas-specific law. Combined, these domains account for a meaningful share of the scored questions, and they are the part of the exam that generic national P&C study material will not adequately prepare you for.
Domain 7: Kansas Statutes and Regulations Common to Life, Health, Property, and Casualty Insurance (13.6%)
This is the largest of the four statute domains and covers licensing law, producer conduct standards, and administrative rules that apply across every line the Kansas Department of Insurance regulates.
- Producer licensing, renewal, and continuing education rules
- Unfair trade practices and unfair claims settlement standards
- Department of Insurance enforcement authority
Domain 8: Kansas Statutes and Regulations Common to Property and Casualty Insurance Only (5.0%)
Narrower in scope than Domain 7, this section focuses on statutory provisions that apply specifically across property and casualty lines rather than the full range of insurance types.
- P&C-specific rate and form filing requirements
- Cancellation and nonrenewal notice requirements under Kansas law
Domain 9: Kansas Statutes and Regulations Pertinent to Property Insurance Only (5.0%)
These questions isolate statutes that apply exclusively to property coverage in Kansas, distinct from the casualty-only rules tested in Domain 10.
- Property-specific statutory coverage requirements
- Kansas rules unique to homeowners and dwelling policies
Domain 10: Kansas Statutes and Regulations Pertinent to Casualty Insurance Only (5.0%)
The final domain mirrors Domain 9 but for casualty lines, testing statutory requirements that only apply to liability, auto, and related casualty products in Kansas.
- Casualty-specific statutory coverage requirements
- Kansas rules unique to liability and auto lines
Together, Domains 7 through 10 make up nearly 29% of the scored questions, which is larger than any single content domain except Domain 4. Candidates who treat the statute domains as an afterthought - assuming general insurance knowledge will carry them through - routinely underperform on this portion of the exam. If you want the shortest path to reviewing these facts before test day, the KS-PC Cheat Sheet 2026 condenses the statute domains into a one-page reference.
Domain Weight Comparison Table
| Domain | Content Area | Weight |
|---|---|---|
| 1 | Types of Policies | 15.7% |
| 2 | Insurance Terms and Related Concepts | 10.7% |
| 3 | Policy Provisions and Contract Law | 9.3% |
| 4 | Types of Policies, Bonds, and Related Terms | 16.4% |
| 5 | Insurance Terms and Related Concepts | 10.7% |
| 6 | Policy Provisions | 8.6% |
| 7 | KS Statutes Common to Life, Health, Property, and Casualty | 13.6% |
| 8 | KS Statutes Common to Property and Casualty Only | 5.0% |
| 9 | KS Statutes Pertinent to Property Only | 5.0% |
| 10 | KS Statutes Pertinent to Casualty Only | 5.0% |
Building a Domain-Based Study Schedule
Rather than dividing study time evenly across ten domains, allocate hours proportional to weight. Domain 4 and Domain 1 together account for nearly a third of the scored exam, so they deserve the earliest and most repeated review. The four statute domains should be scheduled close to your test date, since Kansas-specific rules are easy to confuse if reviewed too far in advance.
Property Foundations
- Domain 1: policy types and forms
- Domain 2: property-specific terminology
Property Contract Mechanics
- Domain 3: provisions and contract law
- Practice questions mixing Domains 1-3
Casualty Foundations
- Domain 4: policies, bonds, and related terms (heaviest domain)
- Domain 5: casualty terminology
Casualty Provisions and Kansas Statutes
- Domain 6: casualty provisions
- Domain 7: statutes common to all lines
- Domains 8-10: line-specific statutes reviewed close to test day
This kind of proportional scheduling matters more for the KS-PC exam than generic study advice because the domains are unevenly weighted and several statute domains are small but highly specific. For a deeper dive into pacing and review techniques tailored to this exam, see the KS-PC Study Guide 2026, and check current testing windows in KS-PC Exam Dates 2026 before locking in your schedule.
Registration and Test-Day Mechanics
Understanding the domains is only half the picture - you also need to know how the exam is delivered. The KS-PC exam is closed book and computer-based, offered at Pearson VUE test centers and through the OnVUE online proctoring option. Spanish-language combination exams, however, are test-center only. The $64 exam fee covers all 154 questions, and scores remain valid for two years once you pass. If you don't pass, Kansas requires a seven-calendar-day wait before you can retest.
On the licensing side, resident applicants need a tax clearance, fingerprinting, a background waiver, and a completed license application - there is no prelicensing education requirement in Kansas. Once licensed, producers renew biennially and must complete 18 continuing education hours, including 3 hours of ethics. For a full breakdown of these steps, see KS-PC Requirements 2026 and KS-PC Certification Cost 2026.
Once you're licensed, the domains you studied translate directly into day-to-day work. Property and casualty producers in Kansas are hired by independent agencies, captive carriers, and brokerages that need staff fluent in exactly the policy types, provisions, and statutes tested across these ten domains. If you're weighing whether the credential is worth pursuing before you commit study time, Is the KS-PC Certification Worth It? Complete ROI Analysis 2026 and KS-PC Salary Guide 2026 cover that decision in more depth, and KS-PC Jobs outlines where licensed producers typically find work.
Frequently Asked Questions
The exam has 140 scored questions distributed according to each domain's published weight. Domain 4, at 16.4%, contributes the most questions, while Domains 8, 9, and 10 each contribute the fewest at 5.0%.
The outline separates property-focused content (Domains 1-3) from casualty-focused content (Domains 4-6) using parallel category names, then adds four Kansas statute domains (7-10) that apply to different combinations of lines.
Focus first on Domain 4 (16.4%) and Domain 1 (15.7%), since together they represent nearly a third of scored questions. Domain 7 (13.6%) is the next priority among the statute domains.
Yes. Domains 7-10 test Kansas-specific law rather than general insurance concepts, so national P&C study material alone won't cover them adequately - you need Kansas-specific statute review.
Kansas requires a seven-calendar-day wait before retesting. Use that window to review your weakest domains specifically, rather than restudying the entire outline from scratch.