- KS-PC is the Kansas Property & Casualty Insurance Producer Exam, administered for the Kansas Department of Insurance by Pearson VUE.
- The combined P&C and Allied Lines exam has 154 questions (140 scored) in 150 minutes and costs $64.
- You need a 70% score to pass, and Kansas requires no prelicensing education hours.
- Failed attempts require a seven-day wait before retesting; passing scores stay valid for two years.
What Is a KS-PC?
KS-PC stands for the Kansas Property & Casualty Insurance Producer Exam, the licensing test that Kansas requires anyone who wants to sell, solicit, or negotiate property and casualty insurance in the state to pass. It is not a designation you earn once and keep forever like a professional certification - it's a state licensing exam tied directly to the Kansas Department of Insurance's authority to regulate who can legally act as a producer in the property and casualty line of business.
The exam is a combined test covering both Property & Casualty coverage and Allied Lines, meaning a single sitting evaluates your knowledge across both areas rather than splitting them into separate exams. If you're comparing this credential to others, it's worth being precise: this article covers the Kansas insurance producer exam specifically, not any other credential that happens to share the same three letters. For a deeper dive into terminology, see KS-PC Meaning or What Does KS-PC Stand For?.
Who Administers It and How Registration Works
The Kansas Department of Insurance sets the licensing rules, but the actual test delivery is handled by Pearson VUE. Candidates schedule and pay for their exam through Pearson VUE's system, and the current handbook governing content and procedures is dated July 2026, with the content outline itself effective March 1, 2025.
You can sit for the combined KS Property & Casualty and Allied Lines exam at a physical Pearson VUE testing center, or remotely through OnVUE online proctoring - a flexibility many candidates appreciate if they live far from a test center. One important exception: if you need the exam in Spanish, that version is only offered at physical test centers, not through OnVUE.
The exam fee is $64 per attempt. If you fail, Kansas imposes a mandatory seven calendar day waiting period before you can retest, so scheduling a retake isn't instantaneous. For a full cost breakdown including what else factors into total licensing expenses, see KS-PC Certification Cost 2026: Complete Pricing Breakdown, and for scheduling windows and deadlines, check KS-PC Exam Dates 2026: Testing Windows, Deadlines & Scheduling.
Key Takeaway
Because retesting requires a seven-day wait and a new $64 fee, treat your first attempt seriously - going in underprepared is costly in both time and money.
Exam Format, Timing, and Scoring
The KS-PC combined exam consists of 154 multiple-choice questions, of which 140 are scored and 14 are unscored pretest items mixed in to gather data for future exam versions. You won't know which questions are pretest items, so you have to treat every question on the screen as if it counts.
You get 150 minutes to complete the full exam, which averages out to under a minute per question - tight, but workable if you're not stuck second-guessing basic definitions. The test is closed book**, meaning no reference materials, notes, or outside resources are allowed at your workstation, whether you're at a Pearson VUE center or testing via OnVUE at home.
To pass, you need to score at least 70%. There's no partial credit for reasoning through eliminated answers on paper - everything happens on-screen in a single sitting. If you pass, your score is valid for two years, giving you a window to complete the rest of the licensing process without retesting. For the exact scoring mechanics and how the passing threshold is calculated, see KS-PC Passing Score 2026: Exactly What You Need to Pass.
| Exam Detail | Specification |
|---|---|
| Total Questions | 154 (140 scored, 14 pretest) |
| Time Allowed | 150 minutes |
| Passing Score | 70% |
| Exam Fee | $64 |
| Retake Wait Period | 7 calendar days |
| Score Validity | 2 years |
| Delivery | Pearson VUE test center or OnVUE (English); test center only (Spanish) |
The 10 KS-PC Exam Domains
The KS-PC content outline is organized into ten domains, each weighted differently on the actual exam. Understanding these weights matters because they tell you exactly where to invest study hours rather than spreading effort evenly across topics you're less likely to see tested.
Domain 4: Types of Policies, Bonds, and Related Terms (16.4%)
This is the single largest domain on the exam. Candidates must be able to distinguish between different policy types, bond structures, and the terminology that ties them together.
- Property vs. casualty policy distinctions
- Bond categories and their functions
- Related contract terminology
Domain 1: Types of Policies (15.7%)
A companion domain to Domain 4, focused more narrowly on policy structures themselves rather than bonds and broader related terms.
- Core policy forms tested throughout the exam
Domain 7: Kansas Statutes and Regulations Common to Life, Health, Property, and Casualty Insurance (13.6%)
This domain tests statutory knowledge that spans multiple insurance lines, not just property and casualty, so candidates need familiarity with Kansas-specific regulatory language.
Domains 2 & 5: Insurance Terms and Related Concepts (10.7% each)
Two separate domains, each carrying identical weight, covering the vocabulary and conceptual framework that underpins the rest of the exam.
Domain 3: Policy Provisions and Contract Law (9.3%)
Focuses on how contract law principles interact with specific policy provisions candidates will encounter in practice.
Domain 6: Policy Provisions (8.6%)
A narrower companion to Domain 3, concentrating on provisions themselves.
Domains 8, 9, and 10: Kansas-Specific Statutes (5.0% each)
These three domains each carry 5.0% weight and split Kansas statutory knowledge into property-only, casualty-only, and common P&C regulations. Together they make up 15% of the exam.
- Domain 8: Statutes common to property and casualty only
- Domain 9: Statutes pertinent to property insurance only
- Domain 10: Statutes pertinent to casualty insurance only
Because Domain 4 alone accounts for nearly a sixth of your score, it deserves proportionally more study time than any single domain. For a complete breakdown of what each domain actually tests and how to prioritize your review, see KS-PC Exam Domains 2026: Complete Guide to All 10 Content Areas.
Licensing Requirements Beyond the Exam
One detail that surprises a lot of first-time candidates: Kansas has no prelicensing education requirement for the property and casualty producer license. You can register for and sit the KS-PC exam without completing any mandated coursework beforehand, which is different from many other states.
That doesn't mean the path is free of paperwork, though. Resident applicants must also complete:
- A tax clearance check
- Fingerprinting for the background check process
- A background waiver authorization
- The formal license application submitted to the Kansas Department of Insurance
These steps typically run in parallel with or after your exam attempt, so it's worth mapping out the full sequence before you schedule anything. For the complete eligibility checklist and step-by-step qualification process, see KS-PC Requirements 2026: Eligibility, Prerequisites & How to Qualify.
Who Takes the KS-PC and Why
Anyone pursuing a career as an insurance producer selling property and casualty coverage in Kansas needs this license - that includes agents joining independent agencies, captive agents working for a single carrier, and professionals transitioning into insurance sales from adjacent fields like real estate or financial services. Because the combined exam covers both P&C and Allied Lines, passing it opens the door to selling homeowners, auto, commercial property, and related coverage lines under one license rather than requiring separate credentials for each.
If you're weighing whether pursuing this license fits your career goals, it helps to look at the broader picture of what roles it opens up. See KS-PC Jobs for a look at where this license leads, and Is the KS-PC Certification Worth It? Complete ROI Analysis 2026 for a fuller assessment of the trade-offs before you invest exam fees and prep time.
Renewal and Continuing Education
Passing the KS-PC exam and getting licensed isn't the end of the obligation - Kansas producers must renew their license on a biennial basis. Renewal requires completing 18 continuing education (CE) hours within each renewal cycle, and 3 of those 18 hours must specifically cover ethics.
This ongoing requirement is separate from the initial exam and licensing steps - it's the mechanism Kansas uses to make sure producers stay current on regulatory changes and ethical standards throughout their career, not just at the moment they first pass the exam.
How to Approach Your Preparation
Given the domain weightings, a reasonable study sequence starts with the two largest domains - Types of Policies, Bonds, and Related Terms (16.4%) and Types of Policies (15.7%) - since together they represent nearly a third of the scored questions. From there, move into the Kansas Statutes domain common to life, health, property, and casualty (13.6%), followed by the two Insurance Terms and Related Concepts domains (10.7% each), before finishing with the smaller Policy Provisions and Kansas-specific statute domains, each at 5.0% to 9.3%.
Policy Types & Bonds
- Cover Domains 1 and 4, the two highest-weighted areas
- Build a glossary of bond and policy terminology
Kansas Statutes
- Work through Domain 7 and the three Kansas-specific statute domains (8, 9, 10)
- Focus on distinguishing property-only vs. casualty-only rules
Terms, Concepts & Provisions
- Review Domains 2, 5, 3, and 6
- Take timed practice sets to build toward the 150-minute pace
Because the exam is closed book with a firm time limit, timed practice under realistic conditions matters more than passive review. A structured walkthrough of pacing strategy and question types is available in KS-PC Study Guide 2026: How to Pass on Your First Attempt, and if you want a candid read on exam difficulty before you commit to a timeline, see How Hard Is the KS-PC Exam? Complete Difficulty Guide 2026. You can also run full-length timed simulations on our practice test platform to get comfortable with the 150-minute format before test day.
Key Takeaway
Prioritize study time by domain weight - the top three domains (4, 1, and 7) together account for roughly 46% of the exam, so mastering them first delivers the biggest score improvement.
Once you feel ready, running a few full-length practice sessions on our practice exam site before scheduling your official Pearson VUE appointment can help confirm you're pacing correctly across all 154 questions within the 150-minute window. If you want a condensed reference to review the night before your test, the KS-PC Cheat Sheet 2026: One-Page Review of Must-Know Facts compiles the highest-yield facts in one place, and this site's question bank mirrors the domain distribution described above.
Frequently Asked Questions
KS-PC refers to the Kansas Property & Casualty Insurance Producer Exam, the state licensing test administered for the Kansas Department of Insurance by Pearson VUE.
No. Kansas has no prelicensing education requirement for the property and casualty producer exam, though you still must complete a tax clearance, fingerprinting, a background waiver, and the license application.
The combined exam has 154 multiple-choice questions - 140 scored and 14 pretest - and you're given 150 minutes to complete it.
You must wait seven calendar days before retesting, and you'll need to pay the $64 exam fee again for the new attempt.
A passing score remains valid for two years, giving you time to complete the remaining licensing steps with the Kansas Department of Insurance.